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Services Provided
Initial Setup
Collect Employer Benefit Information Setup COBRA Software and Modify Notices Communication to Existing COBRA Members Setup Direct Billing with Insurance Carriers, if available
Monthly Services
Submit Premiums to Insurance Carriers or to Employer
Notification Services
General COBRA Notice to New Hires, Newly Covered Members Misc. HIPAA Provisional Notices to Newly Covered Members Initial "Special Enrollment" HIPAA Notice to New Hires
COBRA Election Notices
HIPAA Certificates of Creditable Coverage (at loss of coverage and end of COBRA period) Notification to Health Plans and Confirmation Notification to Employer (i.e., termination requests, reinstatement requests) Multiple Qualifying Event Notices as Required
COBRA Participant Services
Generate Premium Coupons for New COBRA Members Tracking of Election Timelines Collection of Monthly Premiums Customer Service for COBRA Members Conversion Notices for COBRA Members Six Months Prior to End of COBRA Open Enrollment Communication to COBRA Members Miscellaneous Communication (i.e. NSF checks, partial payments, credit balances) Generate Billing Statement as Needed Termination Letters/HIPAA Certificate of Creditable Coverage to COBRA Members and Communication to Insurance Carriers when COBRA Coverage is cancelled
FMLA Services Offered (Groups with 50+ employees)
Process Family Medical Leave requests, which include the following: Evaluate all requests for leave to determine eligibility Mail response form, along with Health Provider Certification form Track receipt of documents Track amount of leave time Collect employee benefit contributions, if any, and forward to employer on a weekly, bi-weekly basis, etc. (depending on payroll frequency) Mail status update forms, and track until employee returns to work or employment is terminated Develop employer policy in English and Spanish
*COBRA, HIPAA and FMLA administration is provided by COBRA Administration and Health Services, Inc. (CAHS) under the Choice COBRA brand name. The service contract for these services is between the employer and CAHS.
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